Assistant Professor

Dr. Mariem Aloulou, PhD

600 500606
Liwa College, Saeed Bin Ahmed Al Otaiba Street (Al Najda Street previously), Al Danah, Baniyas Tower B, Abu Dhabi, United Arab Emirates.

Professional Summary

Dr. Mariem Aloulou, PhD, Harvard VPAL FinTech Certified

Over 16 years as a business faculty with industry exposure and rich experience in teaching, training and research in economics and finance fields. Demonstrated the ability of developing and conducting new academic and professional courses/programs. Well versed in auditing and assessment of Accounting and Finance department courses. Developed creative teaching techniques enhancing students’ performances. Acted as highly trusted leader of community services.

Short Bio

Dr. Mariem is FinTech certified from Harvard office of VP advanced learning. Prior joining Liwa College, she worked as an Assistant Professor in the Higher Management Institute, Tunisia. She conducted professional training in Healthcare Economics. Dr. Mariem had previous industry experience as key account manager for Wrigley USA. She has attended various conferences within and outside UAE. Dr. Mariem is currently an assistant professor at Liwa College’s Faculty of Business, Accounting and Finance department. She is specialized in Economics, Finance & FinTech. The main research areas are Digital economy, Sustainability & Economic growth, FinTech and Knowledge economy. Furthermore, she serves as a reviewer for numerus reputable journals.

Core Qualifications

  • Training & Development
  • Developing New technology and learning tools
  • National/ International Accreditation
  • Development of New Programs as per the CAA standards
  • Internal Assessor
  • FinTech consultant


  • Harvard VPAL, USA, 2023
    Certification: FinTech
  • University of Economic Sciences and Management, Tunisia, 2013
    Doctor of Philosophy: Economic Sciences
    Ph.D. Economic Sciences
  • University of Economic Sciences and Management, Tunisia, 2007
    Master's Degree: Economic Sciences
  • High Business School, Tunisia, 2005
    Bachelor of Business Administration: Accounting


  • Aloulou, M. et al. (2023), "Does FinTech Adoption Increase the Diffusion Rate of Digital Financial Inclusion?: A Study of the Banking Industry Sector, Journal of Financial Reporting and Accounting. In Progress.
  • Aloulou M. (2023), The importance, and trends of Digital Economy during COVID 19 crisis: UAE case, International Conference on Global Economic Revolution.
  • Grati R., Aloulou M., Boukadi K.(2023), “Unification of Machine Learning and Deep Learning in predictability for smart agriculture ''International conference on software technology
  • Aloulou .M, Grati. R, (2022), E-Learning system on higher education, institution in UAE during COVID 19 pandemic: The students' perspective. GJEE, Volume 24, No1, 2022 http://www.wiete.com.au/journals/GJEE/Publish/vol24no1/01-Grati-R.pdf
  • Al Qudah. A, Aloulou .M, (2020), “Empirical Test for The Relationship Between the Bitcoin Using Historical Data With (Inflation Rate, Foreign Trade And GDP) And the Possibility to Use the Bitcoin as Hedge Against Inflation: Evidence from GCC Countries” International Journal of Scientific & Technology Research. Volume 9 issue 02 (2020). PP:5095-5103. http://www.ijstr.org/final-print/feb2020
  • Ghak. T, Zarrouk .H, Aloulou .M, (2018): “Determinants of poverty reduction: further evidence” International Journal of Advances in Management, Economics and Entrepreneurship. Volume 5 issue 01. PP:1-25. ISSN (online) 2349-4468.
  • Al Qudah. A, Aloulou .M (2016): “The Impact of Interest Rate& Inflation Rate on the Stocks Returns in Abu Dhabi Securities Exchange (ADX): Evidence from United Arab Emirates” European Journal of Business and Management. Volume 8 No36. ISSN (Paper)2222-1905 ISSN (Online)2222-2839.https://iiste.org/Journals/index.php/EJBM/article/download/34482/35484

Additional Information